Loan Programs

“Proud to lend hard money in North Carolina”

Complete Rehab

Transactional Funding

Construction

Cash Out

Long Term Rental Loan

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Origination Fee
Rolled into loan
4% with a $3,500.00 minimum 1.75% with a $1,500.00 minimum 4% with a $3,500.00 minimum 4% with a $3,500.00 minimum 5% with a $4,750.00 minimum
Interest Rate Paid monthly by the borrower 13% NONE 13% 13% 14%
Fully or Partially Amortized
Down Payment Due from borrower at closing 20% NONE None*
*If property owned out-right
None*
*If property owned out-right
20-35%
*Based on credit score
Term 13 Months 1-3 Days 13 Months 13 Months 5 Years
Loan to after-repair-value 65% N/A 65% 50% 65%
Additional or Junk Fees NONE NONE NONE NONE NONE

apply-ctaNorth Carolina Overview Page

Charlotte Hard Money Lending

Greensboro Hard Money Lending

Winston-Salem Hard Money Lending

Raleigh Hard Money Lending

Durham Hard Money Lending

We are the premier North Carolina hard money lender. We are fully capitalized, pride ourselves in our customer service, and are committed to our promise of absolutely NO hidden fees or junk fees. We close hard money loans fast and offer the most straightforward terms in the industry.  Lima One Capital offers real estate investors unmatched leverage power when they invest in North Carolina.

Lima One Capital is dedicated to revolutionizing the hard money industry.  We provide investors with the ability to capitalize on fantastic opportunities to leverage hard money in today’s real estate market.  If you are looking at investing in Charlotte, Greensboro, Raleigh, Durham, and Winston-Salem, Lima One Capital is your best source for North Carolina hard money.

North Carolina is a fantastic state to do business in and we pride ourselves in our ability to work with investors throughout the state.  As a real estate investor, we see you as a partner that we want to build a good and long lasting relationship around fantastic real estate investment opportunities, leveraging hard money in North Carolina.