Revolutionizing lending for real estate investors

Lima One Capital, LLC is a direct lender for residential real estate investors and homebuilders. We are transforming the industry standard for lending with our highly competitive and straightforward rates, the length of our loans, and our unmatched customer service. No junk fees. No hidden fees. No gimmicks. We are fully capitalized and our team prides itself on closing loans quickly for our clients.

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Welcome from our Founder and President

John Warren, our founder and president, is a former infantry officer in the U.S. Marine Corps. “Lima-One” was his call-sign while he was deployed to Ramadi, Iraq. He led 1st Platoon, Lima Company, 3rd Battalion, 8th Marines. He founded Lima One Capital on his unit’s Corps Values.

Complete Rehab

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Construction

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Cash-Out

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Long Term Rental Loan

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Origination Fee 4% with a $3,500.00 minimum 4% with a $3,500.00 minimum 4% with a $3,500.00 minimum 5% with a $4,750.00 minimum
Interest Rate
Paid monthly by the borrower
13% 13% 13% 14%
Fully or Partially Amortized
Down Payment
Due from borrower at closing
20% None*
*If property owned out-right
None*
*If property owned out-right
20-35%
*Based on credit score
Term 13 Months 13 Months 13 Months 5 Years
Loan to after-repair-value 65% 65% 50% 65%
Additional or Junk Fees NONE NONE NONE NONE

Loan Programs

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Complete Rehab

Complete Rehab

13 month Term for the real estate investor who wants to purchase and/or renovate an investment property in order to sell it or refinance it.

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Construction

Construction

13 month Term for the real estate investor who owns an investment property or fully platted lot free-and-clear and is in need of capital for construction.

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Cash Out

Cash Out

13 month Term for the real estate investor who owns an investment property free-and-clear and desires to leverage that property for any reason.

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Long Term Rental

Long Term Rental

5 year Term for the real estate investor who wishes to purchase and/or renovate a rental property.

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Loan Calculator

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Monthly payment :
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Loan to after-repair-value :
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